commercial loan rate
英 [kəˈmɜːʃl ləʊn reɪt]
美 [kəˈmɜːrʃl loʊn reɪt]
商业贷款利率
双语例句
- After 1998, commercial banks seek for an expansion of medium to long term loan in order to reduce the pressure of NPL rate, which directly promotes the expansion of medium to long term loan.
1998年后商业银行为降低不良贷款率的压力开始主动追求中长期贷款规模的扩张，直接推动了近几年中长期贷款扩张。 - At last it is concluded that we should start the institutional arrangements which include commercial banks, financial market, the central bank and financial supervision. Research on the Deposit and Loan Interest Rate Liberalization in China
最后，本文认为，在推进存贷款利率市场化改革的同时还要进行包括商业银行、金融市场、中央银行和金融监管等相关的制度安排。我国存贷款利率市场化研究 - The different credit policies of state-owned commercial banks, city commercial banks and rural credit cooperatives under the floating loan rate policy adopted in 2004 are interesting.
2004年的贷款利率浮动政策对国有银行、城市商业银行和农村信用社在信贷市场上的行为塑造作用是值得研究的。 - Option loan pricing model is set out on the characteristics of call option which company common stock possess, constructs one commercial bank basic loan interest rate model based on the Black-Scholes option pricing model.
期权法以分析公司普通股所具有的看涨期权特性为出发点，以Black&Scholes期权定价模型为基础构造出一个商业银行基本贷款利率模型。 - Under this market mechanism, a key point of making decision for commercial banks to grant a loan for enterprises is to define a rational loan interest rate.
在这种市场机制下，商业银行向企业发放贷款时关键就是确定一个合理的贷款利率。 - Now, The level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line.
从当前我国银行信贷风险管理情况来看，我国商业银行风险管理水平普遍较低，整个银行体系不良贷款率偏高，远远高于国际警戒线。 - To our commercial bank, current states of marketing risk are high rate of bad loan, low amplification rate of capital and low profit ratio.
其次，本文以我国商业银行市场风险的现实表现为切入点，分析指出其市场风险的相关表现，即不良贷款率高，资本金充足率不高，盈利能力低等。 - The main income of the commercial banks of our country comes from the interest rate spread between depositing and loaning, therefore their income source will become more unstable due to the interest rate marketization which includes the deposit interest rate and loan interest rate.
目前，由于我国商业银行主要的收入仍然来自于存贷款的利差，所以对于包括存贷款利率在内的利率市场化将会使得商业银行的收入来源变得更加不稳定。 - Changes in the economic cycle will affect the credit risk of commercial banks: in the prosperous period, it will decrease the loan delinquencies and defaults and loss rate as well as increase the credit rating of borrower, and vice verse.
经济周期变动会影响商业银行信贷风险，在经济繁荣时期使得贷款违约率、违约损失率的下降以及借款人信用评级的上升，而在经济萧条时期却恰恰相反。 - The major business of commercial banks of China is related to the loan service. With the change of interest rate, commercial banks of our country are prominently faced with the interest rate risk question.
我国商业银行经营业务中绝大部分是与利率变动相关的存贷业务，所以我国商业银行面临利率风险问题比较突出。